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P2P Credit offers personal loans up to $35,000. Our P2P personal loans are offered directly to individuals without the intermediation of a bank or traditional financial institution. Online P2P Personal Lending and P2P Personal Loan sites are currently allowing people to connect with one another to transact, online - with real money and in real time.
Loans can be made between individual users (or between large numbers of lenders making a loan to one borrower). The lack of a bank, with its high overhead, skimming off the transaction, allows P2P Credit to offer lower, fixed rates and fee structures than traditional finance products - without sacrificing privacy and security.
A variety of different types of loans can be made through online P2P credit providers: For example, green loans for environmentally conscious purposes, or intra-military loans for those who wish to support members of a particular branch of service by making a military loan. It's even possible to combine your existing credit card debt into a consolidation loan - all with P2P Credit.